Terms of Use

The site is owned and operated by Optim Ink LLC, DBA Workers Compensation Experts, a for-profit company. By using this site, you agree to the Terms of Use. If you do not agree to all of the Terms of Use, do not use the site.

The laws of the State of Florida govern the content on this site. By accessing this site, you agree to the jurisdiction of the state and federal courts within the state of Florida.

Copyright & Ownership

The information contained in this website including all text, images, graphics, logos, button icons, audio clips, digital downloads, data compilations and other materials is the property of Workers Compensation Experts or its content suppliers protected by copyright law. All rights reserved. The name Workers Compensation Experts, as well as its logos, may not be used without prior written consent. You may not copy, reproduce, distribute or post electronically the information contained on our site without written consent of Workers Compensation Experts. You are permitted to print a copy or download information from the site for reference and personal use.

If you believe any materials on this site infringe your copyright, you may request removal of those materials from this site by emailing info@workerscompensationexperts.org

Privacy Policy

Personal information transmitted to us will be treated in accordance with our Privacy Policy.

Links to Third Party Sites

Our site may contain links to websites other than WorkersCompensationExperts.org (third party sites). Workers Compensation Experts works with affiliates, who sites may be linked to from our site. We also provide links to other sources with whom we are not affiliated. These links are for your convenience, and Workers Compensation Experts does not endorse or accept any responsibility for the contents of any third party sites.

Consent to Contact

By submitting a form, you give Workers Compensation Experts and its affiliates consent to contact you at the phone number provided either in person, using an auto-dialer, prerecorded message, SMS text message, or by email. Any information provided to Workers Compensation Experts will be shared with its affiliates.

Disclaimer

Generally, we provide information intended to help users navigate the workers’ compensation system.

We are not a law firm, and we do not provide legal advice. We strive to keep our content accurate and up-to-date, however, the accuracy or currency of the content on our site is not warranted or guaranteed. Workers’ compensation laws differ from state to state, and is subject to interpretation by different courts. The information on this site is not guaranteed to be correct in your given state, and we encourage you to consult a licensed attorney for guidance relating to your specific problem.

Terms of Service

Our site offers access to independent attorneys and service providers, collectively known as affiliates, upon your request. Affiliates may pay us for the chance to provide free evaluations to people who ask for them. If you are using our services to connect with an affiliate, you should read the following terms below. If you disagree with these terms, do not use our services.

  • No attorney-client relationship is formed through the use of our site or services.
  • We are not a lawyer referral service, and the information and resources contained on the site are for your personal use only. The presence or publication of an attorney or law firm on the site does not reflect an endorsement or sponsorship of Workers Compensation Experts by the attorney or the law firm, or vice versa. The information on this site may be considered a lawyer referral service in some states. Find specific information relating to your state below.
  • Our site and the services we provide are only one source of information available. You may consider multiple sources of information relating to workers’ compensation in order to select an attorney.
  • You are responsible for selecting an attorney at your discretion and determining whether the information obtained through the use of our site is suitable for your needs. We do not recommend or endorse specific attorneys. If requested, we or a service provider will provide access to an attorney in your area. We do not receive any portion of the attorney’s fees, and any agreements regarding fees for legal services must be done outside the scope of our site and are strictly between you and the attorney.
  • We do not guarantee the competence, quality or reliability of the legal services provided by any of the attorneys we provide access to. You must independently verify the qualifications of any attorneys.
  • If you use our services, you agree that we will not be liable for damages of any kind arising out of or in connection with the services provided by the attorneys or service providers we provide access to.
  • Certain states have special rules relating to legal services. While this site was not created for the purpose of being a legal advertisement or lawyer referral service, it may be considered as such by your state. Please note the disclosures if you live in the following states:
    • Alabama: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
    • Colorado: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Colorado does not certify attorneys as experienced in any field.
    • Delaware: A lawyer shall not state or imply that a lawyer is certified as a specialist in a particular field of law.
    • Florida: For purposes of the Florida Rules of Professional Conduct only, our sites may be deemed a lawyer referral service as defined by Rule 4-7.10(a)(10), which requires that all lawyer referral services must affirmatively state in all advertisements that it is a lawyer referral service. For those reasons, for purposes of the Florida Rules of Professional Conduct only, our sites are a lawyer referral service and any statements in the Terms of Use or Disclaimer to the contrary are inapplicable in Florida.
    • Illinois: The Supreme Court of Illinois does not recognize certifications of specialties in the practice of law, nor does it recognize certifications of expertise in any phase of the practice of law by any agency, governmental or private, or by any group, organization or association.
    • Iowa: No representation is made regarding the quality of legal services that have been or will be performed.
    • Kentucky: THIS IS AN ADVERTISEMENT.
    • Massachusetts: If a Massachusetts lawyer holds himself or herself out as “certified” in a particular service, field or area of law by a non-governmental body, the certifying organization is a private organization, whose standards for certification are not regulated by the Commonwealth of Massachusetts.
    • Minnesota: Past results afford no guarantee of future results; each matter is different and must be judged on its own merits.
    • Mississippi: The Mississippi Supreme Court advises that a decision on legal services is important and should not be based solely on advertisements.
    • Missouri: The choice of a lawyer is an important decision and should not be based solely upon advertisements.
    • Nebraska: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Past results afford no guarantee of future results; each matter is different and must be judged on its own merits.
    • Nevada: The State Bar of Nevada does not certify any lawyer as a specialist or expert.
    • New Jersey: Any certification as an experienced, or any certification in a field of practice, that does not state that such certification has been granted by the Supreme Court of New Jersey or by an organization that has been approved by the American Bar Association, indicates that the certifying organization has not been approved, or has been denied approval, by the Supreme Court of New Jersey and the American Bar Association.
    • New Mexico: Past successes cannot be an assurance of future success because each matter must be decided on its own merits.
    • New York: LAWYER ADVERTISEMENT. Prior results cannot and do not guarantee or predict a similar outcome with respect to any future matter, including your case, in which a lawyer or law firm may be retained. he lawyer services offered are not making a recommendation as to any lawyer or law firm and do not vet the qualifications of such lawyers and law firms.
    • North Carolina: Prior results cannot and do not guarantee or predict a similar outcome with respect to any future matter,
    • Ohio: ADVERTISEMENT ONLY.
    • Oregon: THIS IS AN ADVERTISEMENT.
    • Rhode Island: The Rhode Island Supreme Court licenses all lawyers in the general practice of law. The court does not license or certify any lawyer as an experienced in any field of practice.
    • Virginia: A lawyer may communicate the fact that the lawyer has been certified as a specialist in a field of law by a named organization, provided that the communication clearly states that there is no procedure in the Commonwealth of Virginia for approving certifying organizations.
    • Vermont: A lawyer may communicate the fact that the lawyer has been certified as a specialist in a field of law by a named organization, provided that the communication clearly states that there is no procedure in Vermont for approving certifying organizations.
    • Washington: The Supreme Court of Washington does not recognize certification of specialties in the practice of law and that the certificate, award, or recognition is not a requirement to practice law in the state of Washington.
    • South Dakota: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Past successes cannot be an assurance of future success because each matter must be decided on its own merits.
    • Utah: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Past successes cannot be an assurance of future success because each matter must be decided on its own merits.Wyoming: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Past results afford no guarantee of future results; each matter is different and must be judged on its own merits. The Wyoming State Bar does not certify any lawyer as a specialist or expert. Anyone considering a lawyer should independently investigate the lawyer’s credentials and ability, and not rely upon advertisements or self-proclaimed expertise.

Limitation of Liability and Indemnification

You agree to indemnify and hold us, our affiliates, and any of our representatives harmless from and against any and all claims, liabilities, damages, losses, and expenses (including attorneys’ fees and expenses of litigation and arbitration) arising out of or in any way connected with (a) your access to or use of our services; (b) the breach of these Terms of Use; (c) any attorney that provides or fails to provide services to the user; (d) any disputes between you and a third party. If there is liability found on the part of Workers Compensation Experts. It will be limited to the amount paid for our services. Under no circumstances will there be consequential or punitive damages.

Dispute Resolution By Binding Arbitration

We believe we will be able to resolve any disputes or issues you may have regarding our site and services by emailing info@workerscompensationexperts.org. In the event that we are not able to resolve a dispute or issue, you agree to the following resolution process.

We each agree to resolve disputes through binding arbitration or in small claims court rather than in a court of general jurisdiction. Arbitration uses a neutral arbitrator instead of a judge or jury and is less formal than a lawsuit in court. We each agree that each party will assert claims in arbitration only in our individual capacity, and not as a representative or member of any purported class. The arbitrator has no authority to arbitrate claims on a class-wide basis and shall not consolidate, combine, or jointly arbitrate claims of more than one person in a single arbitration. We each agree to waive our constitutional and statutory rights to go to court and have a trial in front of a judge or a jury, electing instead to resolve by binding arbitration on all claims. Small claims are not subject to arbitration. We each agree that either party may bring individual claims in small claims court. Either party may initiate an arbitration proceeding, which will be conducted by a single arbitrator. We each agree to initiate arbitration before JAMS, Inc. (“JAMS”) or any successor to JAMS, which is an alternative dispute resolution provider (“ADR Provider”). In the event JAMS is unwilling or unable to set a hearing date within fourteen (14) days of the filing of a “Demand for Arbitration”, then either party can elect to have the arbitration administered by another mutually agreeable arbitration administration service who will hear the case. The arbitration will be conducted under the JAMS Streamlined Arbitration Rules and Procedures (available at www.jamsadr.com) (“Arbitration Rules”). The rules of the ADR Provider will govern all aspects of the arbitration, except to the extent such rules are in conflict with this Arbitration Agreement. If an in-person hearing is required, then it will take pace in Orlando, FL, unless the claimant resides outside the United States, in which case the arbitrator will give each party reasonable notice of the date, time and place of any oral hearings. Payment of all filing, administrative, and arbitrator fees will be governed by the Arbitration Rules. The arbitrator will decide the rights and liabilities, if any, of the parties, and the dispute will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator will have the authority to grant motions dispositive of all or part of any Claim. The arbitrator will have the authority to award monetary damages, and to grant any non-monetary remedy or relief available to an individual under applicable law, the ADR Provider’s Rules, and this Arbitration Agreement. The arbitrator will issue a written award and reasoned statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. Any award will be subject to judicial confirmation or entry in any court having jurisdiction. This Arbitration Agreement is governed by the Federal Arbitration Act and federal arbitration law. All aspects of the arbitration proceeding, including but not limited to, the award of the arbitrator and compliance therewith, will be strictly confidential. The parties agree to maintain confidentiality unless otherwise required by law. This paragraph will not prevent a party from submitting to a court of law any information necessary to enforce this Arbitration Agreement or to enforce an arbitration award.

Unsolicited Submissions

Workers Compensation Experts does not want you to submit confidential information to us through this site except as it may be required in connection with your use of our services. All information or material submitted to Workers Compensation Experts through this site shall be considered non-confidential and the property of Workers Compensation Experts.

Notice

The information published at this web site is educational in its nature and should not be construed as legal advice. Workers Compensation Experts shall not be liable for any medical or legal outcome arising out of or relating to a user’s interpretation of our content. We urge you to seek advice from legal, medical and insurance professionals in the workers compensation industry.

Workers Compensation Experts is not responsible for any damages such as viruses or computer problems resulting from the use of or association of any links to or from the site. In addition, Workers Compensation Experts is not responsible for any data, server information or replacement hardware resulting from any damages associated with outbound or inbound links.